New York DMV allows motorists to take a defensive driving course for not only traffic point reduction, but also a 10% car insurance discount. This rate decrease is mandatory and will last you 3 years. 3 rows · · Saving Money on Car Insurance. The truth is that paying for a driver’s education course for Estimated Reading Time: 10 mins. Defensive Driving Course. for a Farmers Insurance Discount. As a safe driver, you could enjoy a discount on your auto insurance policy through Farmers Insurance when you complete an online defensive driving course. Contact a Farmers Insurance representative today at and find out how much you can save. Register.
Typically, driver’s ed will take up to 10% off your insurance rates depending on the company. There are other benefits to taking your driver’s ed course as well. If you’re a G2 driver who enrols in driving school you can get your G license 4 months earlier than if you didn’t take the course (8 vs. 12 months). Benefits of driver’s ed. Some car insurance companies provide a driver's ed car insurance discount that may reduce full. One way to receive a discount of up to 10% is to enroll in a drivers education or a defensive driving course. A drivers education course is especially important in the case of teen drivers or others who may expect high insurance premiums. Senior drivers also may have the option of taking a refresher course.
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